prescription drug plans

 Here is important information you need to know about owning a prescription drug plan:

• Annual Deductible — There is a deductible you must pay for a Part D plan. Your deductible may be different, or waived entirely, but the max amount you can be charged is $615 in 2026. You will pay a discounted price for your medications until you have satisfied the deductible. After that, you begin initial coverage.
• Initial Coverage — During initial coverage, you pay a copay for your medications based on your plan’s formulary. Each prescription drug plan separates its medications into tiers. Each tier has a copy amount for which you are responsible. It is typically separated by generic drugs, preferred name brands, even more specialized medications, and etc. 
• Maximum Out of Pocket – If you should spend past the Maximum out of Pocket of $2100, your plan will begin to pay 100% of the costs of your formulary medications for the rest of the year.

Fill out the form below and we will be in contact soon.